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Choosy wives choose smith
Choosy wives choose smith







They make the decisions necessary to apply accident insurance within the legal framework. Both organs of self-administration, the assembly of representatives and the board of directors for each carrier are composed in equal proportion of employer and employee representatives chosen through elections. On the other hand, they are independent and self-governing in many respects. As corporations of public law, the (Berufgenossenshaften) come under governmental administration and, as such, are part of the legal system. The most significant sector-industrial accident insurance-is given the most attention in the following discussion.

  • accident insurance for the public sector with 54 carriers that correspond for the most part to governmental divisions (federal, state and municipal groups, with separate funds for the postal service, railways and fire departments).
  • agricultural accident insurance, with 21 regionally organized carriers.
  • industrial accident insurance (including insurance for accidents at sea) with 35 carriers organized by industrial branch (e.g., mining, chemical, trade or health-care system).
  • These are organized in the public law, mostly as “corporations of public law”. The implementation of accident insurance is currently conferred by law upon 110 accident insurance carriers (Berufgenossenshaften). The continual improvement of measures, methods and practices for prevention and rehabilitation is also of great significance. This refers in particular to the enterprises covered (all-inclusive since 1942), the groups insured (e.g., the inclusion of schoolchildren, students and kindergarteners in 1971), the types of claims (1925 extension to include commuting accidents, accidents that occur while operating equipment at work, and occupational diseases) and indexation of monetary benefits (comprehensive since 1957).

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    In the course of its development, the system has been continually amended and expanded in many respects. If the case results in death, the survivors receive pensions and other monetary benefits.

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    Permanent health problems, furthermore, are to be compensated through annuity payments. In this capacity, the primary goal is to restore the health of the insured to the extent possible and to re-integrate the insured into occupational and social life (medical, occupational and social rehabilitation). In the event of a workplace accident or the onset of an occupational illness, the system has the task of providing comprehensive compensation for injury or damages.In the future, this role should be expanded. The accident insurance system, using all appropriate means, should assist in preventing work-related accidents and occupational diseases.It has the following legal responsibilities: The statutory accident insurance system was introduced as an independent branch of social security by the accident insurance law of 1884 and has existed since 1885.









    Choosy wives choose smith